Consumer Law Firm Centre: Protecting You from Berks Credit & Collections Harassment

If you’ve been receiving constant phone calls from Berks Credit & Collections, you're not alone—and more importantly, you don’t have to put up with it. The Consumer Law Firm Centre is here to help individuals like you stop the harassment and regain peace of mind. With federal and state laws in place to protect consumers, you may have legal grounds to hold debt collectors accountable for their behavior.

What Is Berks Credit & Collections?

Berks Credit & Collections (BC&C) is a third-party debt collection agency based in Reading, Pennsylvania. They have been in operation for over 30 years, primarily serving healthcare providers to recover unpaid medical bills. While they may appear legitimate, the way they communicate with consumers has often crossed legal boundaries. In fact, Berks Credit & Collections has faced over 50 federal lawsuits for their collection tactics—many of which involve harassment and violations of consumer rights.

Recognizing Phone Harassment

If Berks Credit & Collections has been calling you several times a day, contacting your family members, or using threatening language, those are all signs of illegal behavior. Debt collectors are bound by the Fair Debt Collection Practices Act (FDCPA), which clearly prohibits:

• Calling before 8 a.m. or after 9 p.m.

• Discussing your debt with third parties

• Using profanity or verbal abuse

• Threatening arrest or legal action without cause

• Ignoring your requests to stop communication

Under the FDCPA, if Berks Credit & Collections violates your rights, you could be eligible for up to $1,000 in statutory damages, plus reimbursement for legal fees.

What Makes Their Behavior Illegal?

Many consumers have reported that Berks Credit & Collections often fails to verify debts properly or uses intimidation to coerce payments. In some cases, they have continued to call even after being asked to stop—this alone can serve as grounds for a legal claim.

Some of the reported tactics used by BC&C include:

• Making excessive or repeated calls to your phone

• Calling your workplace despite being told not to

• Failing to provide written notice of your debt

• Threatening wage garnishment or lawsuits without proper documentation

If you’ve experienced any of these behaviors, the Consumer Law Firm Centre can assist you in taking legal action.

Know Your Rights

Federal and state laws protect you from abusive practices by debt collectors like Berks Credit & Collections. In addition to the FDCPA, Pennsylvania residents are also protected under the Fair Credit Extension Uniformity Act (FCEUA), which enhances the level of consumer protection by enforcing stricter standards on how debts are collected.

You have the right to:

• Request debt validation in writing

• Dispute any incorrect debt claims

• Ask the collector to cease contact

• Be free from threats or coercion

These laws are in place to ensure fair treatment for consumers and prevent mental and financial distress caused by unscrupulous agencies.

How Consumer Law Firm Centre Helps

At the Consumer Law Firm Centre, we specialize in holding abusive debt collectors accountable. If you are a victim of Berks Credit & Collections, our legal team can file a claim on your behalf and help you recover damages. We’ve been serving consumers since 2010 and are proud of our A+ rating with the Better Business Bureau.

Our experienced attorneys understand the stress and frustration that comes with collection harassment. We take immediate action to stop the calls and ensure your rights are fully protected. We may even be able to help you receive compensation for the harassment you’ve endured.

The Impact on Your Credit

Unresolved debt collections from agencies like Berks Credit & Collections can significantly harm your credit score. Collection accounts can remain on your credit report for up to seven years, affecting your ability to get approved for loans, credit cards, or even housing.

However, with the right steps, you can mitigate this damage. Our attorneys can guide you through debt validation, negotiation, or even legal action to correct inaccuracies on your credit report and possibly remove collection entries.

Resolving Debt with Dignity

Dealing with Berks Credit & Collections can feel overwhelming, but you don’t have to face it alone. By contacting the Consumer Law Firm Centre, you take control of the situation. Whether you need help disputing a debt or stopping unwanted calls, we offer the legal tools and support you need to navigate this complex process.

We recommend that consumers keep records of all communication with Berks Credit & Collections, including call logs, voicemails, letters, and emails. These documents can serve as valuable evidence if you choose to pursue legal action.

Take Action Today

If Berks Credit & Collections is harassing you, don’t wait. The longer you allow them to continue, the more stress and potential damage you could face. Contact the Consumer Law Firm Centre today to begin the process of stopping their calls and holding them accountable.

We offer free consultations and will review your case to determine if your rights have been violated. You may be eligible for monetary damages, legal fee reimbursement, and full cessation of harassing behavior.

Call us now at (877) 700-5790 to speak with a consumer rights attorney, or visit our website for more information. With the right help, you can regain your peace of mind and put an end to Berks Credit & Collections harassment—once and for all.