The Ultimate Home Inventory Checklist for Contents Insurance in Abu Dhabi

When buying contents insurance in Abu Dhabi, one of the most important things to do is to create a detailed home inventory checklist. Not only does this help you select the right policy, but also secures your possessions adequately and estimates them accurately. In the event of a claim—whether for theft, fire, or water damage—the availability of a comprehensive inventory will facilitate the claiming process faster, smoother, and more accurate.

In this guide, we will walk you through everything you need to know about the perfect home inventory for your contents insurance in Abu Dhabi.

✅ Why Do You Need a Home Inventory for Contents Insurance in Abu Dhabi?
If you're living in Abu Dhabi, either in a villa or apartment, contents insurance covers your personal property—furniture, appliances, clothing, jewelry, and more—from loss or damage. But for your insurance to be valid and effective, you should have an accurate listing and value of your belongings. 

Benefits of a home inventory:

Ensures proper coverage limits

Simplifies claims process

Helps establish ownership and value

Prevents underinsurance or overpayment

The Ultimate Home Inventory Checklist by Room
Use this checklist and go through rooms photographing your contents. Make sure to photograph, record receipts or dates of purchase, and put estimates on values.

1. Living Room
Sofa, armchairs

Coffee table, side tables

Rugs and carpets

Television and stand

Gaming consoles

Sound system or speakers

Decorative objects (vases, artwork, lamps)

Tip: Take close-up pictures of electronic equipment and note serial numbers.

2. Kitchen
Refrigerator

Oven and microwave

Blender, toaster, kettle, coffee machine

Dining table and chairs

Cookware and cutlery
Utensils

Cutlery and crockery sets

Water filter systems

Tip: Some built-in appliances may be covered under building insurance—check your ownership or lease agreement.

3. Bedroom(s)
Beds and mattresses

Wardrobes and dressers

Nightstands and lamps

Jewelry and accessories

Watches and valuables

Laptops, tablets, phones

Tip: Valuables like gold jewelry should perhaps be added separately to your policy.

4. Bathroom
Hairdryer, electric shavers

Bathroom scales

Storage cabinets

Towels, linens, bathrobes

Cosmetic or skincare collections

Tip: Some things like sets of perfumes or skincare packages can be surprisingly valuable—do not forget about them.

5. Home Office or Study
Laptop, desktop computers

Printer and scanner

Office desk and chair

Books and documents

Stationery, office equipment

Tip: If you work from home or have a home business, consider business equipment coverage.

6. Outdoor Area / Balcony / Storage
Outdoor furniture

BBQ grill

Tools or gardening equipment

Bicycles, sports equipment

Storage boxes or containers

Documenting Your Items Tips
Take videos or pictures of every room and major item

Mark items with brand/model information where available

Keep receipts or create a digital file with estimated purchase prices

Use apps like Sortly or Encircle to build a visual inventory

How to Use the Inventory with Contents Insurance in Abu Dhabi
When applying for contents insurance in Abu Dhabi, you’ll typically be asked to provide:

A list of high-value items (e.g., electronics, luxury items, jewelry)

The estimated total value of all household contents

Proof of ownership if filing a claim later

This checklist allows your policy to reflect your actual needs, not an estimate, and protects you against claims disputes or denials.

Last Thoughts: Be Prepared Before You Insure
Creating an inventory at home can appear to be a chore, but it will cost you dirhams in thousands and days of misery should you ever have to file a claim. Use this checklist and create your own inventory today and revise it on a yearly or significant purchase basis.

When you're ready to purchase contents cover in Abu Dhabi, take this checklist with you—and rest assured that your belongings are being rightfully insured.